So-Called "Credit Reporting Agencies"

Something has to be done about these “Credit Reporting Agencies.” From the days of paying a few cents extra for gas to use a credit card, to today where EVERYONE pays these fees which are much greater now.

The concept of “Instant Credit” where people are made to believe that they have to have it. The status Metric of “credit scores” and how it is all to easy for thieves to apply for credit in someone else’s name with a little information via “Credit Score” and “Instant Credit.”

The “Credit Reporting Agencies” are assisting the banks with predatory lending and Identity Thieves. Then they SELL all these “Products and Services” to allow access to the information. How is the information not your own??? Now they sell “Products and Services” to guard the info to prevent Identity Theft.

IF THEY OPERATED AS A RESPONSIBLE BUSINESS, THE INFORMATION WOULD BE GUARDED AND IDENTITY THEFT WOULD NOT BE SUCH A CRIME WAVE THAT IT IS, but what extra money would be able to be charged that way (rhetorical).